There are many laws affecting the design and administration of health and welfare plans, and they are constantly evolving. These include laws affecting consumer directed health arrangements, such as health reimbursement arrangements (HRAs), health savings accounts (HSAs), flexible savings accounts (FSAs), and private exchanges, as well as those applicable to retiree medical plans and health financing arrangements. At Groom, we work extensively to shape the law and policies surrounding health coverage and related services. Our approach produces powerful solutions for a broad range of carrier and service provider clients. Groom attorneys work closely, and maintain regular communication, with the lawmakers on Capitol Hill as well as the federal agencies that regulate health care, so that we can best represent our clients on health care related matters.