Rosie Zaklad’s practice involves the design, implementation and ongoing administration of retirement plans, including defined benefit, defined contribution, and tax-deferred annuity plans. She focuses on tax-qualified plan compliance issues, including Internal Revenue Service audits, rulings, and corrections. Rosie has extensive experience assisting plan sponsors in navigating the plan termination process, including preparing employee communications, obtaining agency approvals, and responding to post-termination audits. She has also represented clients in responding to Department of Labor and Pension Benefit Guaranty Corporation inquiries, investigations, and audits. While at Groom, Rosie has counseled clients on a wide range of retirement plan issues in connection with corporate transactions and spinoffs, including distributions, plan loans, company stock, record retention, and treatment of transferring employees. She has also advised on tax and ERISA issues in connection with the post-merger integration of retirement plans. Rosie joined Groom’s Plan Design and Taxation Practice Group in 2010 from an international law firm where she advised clients on the ERISA, tax, and securities law aspects of employee benefits and executive compensation. Professional Affiliations DC Bar, Tax Section Chair, Distributions Subcommittee, Employee Benefits Committee, Tax Section, American Bar Association Clerkships Clerk to the Honorable Russell F. Canan, Superior Court of the District of Columbia Honors & Distinctions Contributing Author, ERISA: A Comprehensive Guide (4th Edition) Managing Editor, The George Washington International Law Review
Publications IRS Proposes Update to Minimum Required Distribution Rules Groom Benefits Brief November 21, 2019
Publications IRS Finalizes Changes in Hardship Distribution Rules Groom Benefits Brief September 30, 2019
Publications Growing Number of Lawsuits Claim “Old” Mortality Tables Deprive Participants of Benefits – An Update Groom Benefits Brief June 6, 2019
Publications IRS Expands Determination Letter Program for Two Groups of Plans – Considerations for Plan Recordkeepers Groom Benefits Brief May 17, 2019
Publications IRS Notice on Lump-Sum Windows for Retirees Creates More De-Risking Opportunities Groom Benefits Brief March 14, 2019
Publications Robust Pension De-Risking Activity Expected For 2019 Groom Benefits Brief February 12, 2019
Publications Making Sure Your Plan Language Matches What You Are Doing – New Class Action Lawsuit Examines How a Common Definition of “Compensation” Was Applied Groom Benefits Brief January 3, 2019
Publications Relief for 403(b) Plans Regarding the Exclusion of Part-Time Employees Groom Benefits Brief December 19, 2018
Publications New ERISA Class Actions Claim Underpayment of Pensions Due to Unreasonable Actuarial Factors Groom Benefits Brief December 17, 2018